The Business and Financial Role of Banks

Banks play an important part in the economic cycle. Banks accept savings payments from private households. They provide businesses and private people with money, for example in the form of loans. For example, they enable investments that help companies to develop further and thus stimulate the entire economy. Private individuals also invest with loans that banks grant.

A bundle of activities

In addition to the main areas of banking, many banks are also active in the securities business. They engage in real estate business, international business, payment transaction management or currency transactions. They also offer their customers services such as advice on all questions relating to financial transactions. For example, private customers can obtain expert advice on capital formation, retirement provision or real estate financing.